About Appiawave

We’re building the rails Nigeria actually uses.

Appiawave builds payment infrastructure for how Nigerians really move money — by transfer. We run two products on one set of rails: Appia Gateway for businesses, AppiaPay for people.

01 — What we believe

Payment rails should match the habit, not fight it.

A payment you can’t reconcile isn’t a payment yet.

Tell people the limitation before they find it.

02 — Two products

One set of rails.

For businesses

Appia Gateway

Accept payment as an ordinary bank transfer. Every order gets its own account number, we match it automatically, and we split and settle it by 9am the next morning.

See Appia Gateway

For people

AppiaPay

One naira wallet, your own dedicated account number, free transfers to any Appia username, and every bill in one place with no service fee.

See AppiaPay

03 — Partners & rails

Built on Nigerian bank rails with Providus Bank and Globus Bank.

Appiawave operates in partnership with licensed financial institutions. Card funding runs through licensed processors. Delivery in the fulfilment pilot is handled by Picckr.

04 — Registered details

Registered name: Appiawave
RC number: 1787250
Registered office: 16B, Adeniyi Jones,
Ikeja, Lagos, Nigeria

Come and see whether it holds up.

Book a demo Contact us